International Student: A student who is not a U.S. citizen or U.S. permanent resident, and requires a visa for entry to the United States. Necessary documentation may include one of the following:

  • F-1 visa, I-94, and I-20, along with a valid passport with photo
  • J-1 visa, I-94, and form DS-2019, along with a valid passport with photo



Please select the appropriate link below to get started!

  • Select "New Borrower" links if this is the first time you're borrowing through
    a Student Choice program.
  • Select "Returning Borrower" links if you already have a line-of-credit and need to request funds OR need to access an application you already started.
Domestic Borrowers New Borrower Returning Borrower
International Borrowers New Borrower Returning Borrower
  • for best results when completing the application, use Internet Explorer or Mozilla Firefox
  • you will need the latest version of Adobe Reader to properly view and print documents


In order to complete the application, you will be required to enter a United States mailing address. If you do not yet have a United States mailing address, please enter the following address in the “US Mailing Address” fields within the application:

700 Technology Square, Cambridge, MA 02139 

Please write this address down, or keep this tab open, so that you can easily reference this address when needed. (The address will be updated later when you have a U.S. mailing address.)

If you have any additional questions, please contact a student lending representative by calling 866-514-7550 or 734-556-1789 if you are calling from outside the U.S.

PLEASE NOTE: In accordance with regulatory guidelines, students who are on the Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) List are NOT eligible for this private education line of credit. In addition, students that reside in countries with OFAC comprehensive sanctions are NOT eligible for this private education line of credit during the time they reside in those respective countries. Please see for further information.




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