Private Lending Solutions

When scholarships, grants, and federal aid aren't enough, private student loans can be a necessary and cost-effective way to fill educational funding gaps. 

How is the Student Choice private loan solution different than other private student loans?

Unlike "for-profit" lenders, MIT Federal Credit Union exists only to serve the best interests of our members. This allows us to offer zero origination fees, lower rates, a convenient line-of-credit structure, and more flexible repayment terms than many other lenders. 

Learn more about the Credit Union Student Choice private loan solutions:

Or, if you are ready, begin your application.


*loans subject to approval. Rates terms and conditions subject to change without notice. 



A better deal from your local not-for-profit cooperative


Join the credit union to receive your funding


Answers to your most common questions


Access your account and begin making payments