Membership Benefits

Even if you aren't already a member of MIT Federal Credit Union, you may still apply for a student loan now but you must become a member before we can fund your student loan.

Click here for our online membership application!

Who is eligible for membership in MIT Federal Credit Union?

  • All Undergraduate and Graduate students attending the Massachusetts Institute of Technology
  • Employees of the Massachusetts Institute of Technology Corporation who work in or are paid from Cambridge or Lexington, Massachusetts
  • Employees of the Charles Stark Draper Laboratory, Inc. who work in or are paid from Cambridge, Massachusetts
  • Employees of the Whitehead Institute for Biomedical Research who work in Cambridge, Massachusetts
  • Employees of Bright Horizons Family Solutions who work at the Massachusetts Institute of Technology's Children's Center childcare program locations on the Massachusetts Institute of Technology campus in Cambridge, Massachusetts or the Massachusetts Institute of Technology Lincoln Laboratory location in Lexington, Massachusetts
  • Employees of HealthFitness Corporation who are subcontracted to MIT’s Department of Athletics, Physical Education and Recreation (DAPER)
  • Employees of MIT Federal Credit Union
  • Employees of Additional Contract Services, American Contract Group, Inc., Apex Systems, Inc., DAG Consulting, Inc., EDA Staffing, Entegee, General Dynamics, Kwajalein Range Services, Ltd, LinQuest Corporation, Lockheed Martin Systems Management,  Mass. Electric Construction Company, Minuteman Group, Inc., Nesco Resource, Randolph Associates, Inc., Travis Personnel Services, UNICCO Service Company, or Zel Technologies, LLC who work regularly under contract at MIT Lincoln Laboratory in Lexington, Massachusetts
  • Immediate family members and people living in the same household of the above groups
  • Also included are persons retired as pensioners or annuitants from the above employment or spouses of persons who died while within the field of membership of this credit union.

Remember: Once a Member, Always a Member

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